Last Updated on February 20, 2023 by Tabraiz
Ireland has long been considered one of the most attractive destinations for retirees and those seeking a new life. With its mild climate and friendly people, Ireland is an excellent option for those looking to settle down in Europe. However, it’s important to understand the different retirement programs available before making any decisions about moving there. In this post, we’ll take a look at how you can use the Fair Deal Scheme to make retirement in Ireland more affordable while living out your golden years here!
What is the Fair Deal Scheme?
The Fair Deal Scheme is an affordable long-term care insurance scheme operated by the government of Ireland, which provides nursing home care, home help and respite care to Irish residents over 65 years old. The scheme is funded by the government and administered by private insurers. It provides comprehensive cover for any long term care needs you might have as you age, with no upper limit on how much can be claimed in a year or over your lifetime.
How Does the Fair Deal Scheme Work?
The Fair Deal Scheme is a government-funded healthcare program for those aged over 65. It is administered by the Health Service Executive (HSE) and covers prescription costs, dental care, hearing aids and glasses.
It’s not means tested, meaning that it doesn’t matter how much money you have in your bank account when applying for it—you’ll still be eligible for these services.
What Costs Are Included in the Fair Deal Scheme?
The Fair Deal Scheme is a government-funded programme that helps people with financial difficulties pay for the cost of care and accommodation. The scheme covers all costs associated with your loved one’s care, including:
- The cost of accommodation in a nursing home or hospital.
- Meals provided by the nursing home or hospital.
- Personal hygiene products such as shampoo, deodorant and toiletries.
- Medical supplies like bandages, cotton wool balls and incontinence pads as well as clothing accessories such as gloves and shoes to protect against bed sores (pressure ulcers). If you have bought any products separately out of pocket, these can be deducted from your claim under the Fair Deal Scheme Collapsed: Read More link at the bottom of this article – to read more about how much money is available through this scheme!
The scheme also covers laundry services provided by the nursing home or hospital if they are used by residents there; however if you would prefer your loved one not use communal facilities then it may be worth considering having an agreement drawn up where this service is paid for directly between yourself and them via monthly direct debit payments instead.”
Who is Eligible for the Fair Deal Scheme?
To qualify for the Fair Deal Scheme, you must be an Irish resident. You will also need to be aged 18 or over, and have been living in Ireland for at least three years. Finally, in order to be eligible for the scheme, your medical condition must fall into one of its categories. These include cancer (including leukaemia), heart attack/chest pain and angina pectoris (a type of chest pain), stroke or transient ischaemic attack (TIA which can cause temporary loss of sensation on one side of the body), multiple sclerosis or muscular dystrophy.
You do not need a copy of your medical card with you when applying for the Fair Deal Scheme but it can help speed up the process if you do have one available.
What are the Benefits of the Fair Deal Scheme?
The Fair Deal Scheme provides financial support for care needs, and the services it offers are free. For example, if you need nursing care in your own home and have no one else to help you, the Fair Deal Scheme will pay for a registered nurse to visit every day. If you need personal care in the community because you can’t walk or talk anymore due to illness or disability, the Fair Deal Scheme will pay for someone from an approved agency to come round each day and give you assistance with tasks like getting dressed or going out to shop.
The scheme also covers residential care – if your health is so bad that it’s not safe for you to live alone anymore but living with your family isn’t an option either (maybe because they’re too far away), then the scheme might pay for a place at a care home where trained professionals take care of everything from washing hair right up until death itself! And as we all know; life isn’t all about work: sometimes we just need time out! The last two categories covered under this scheme are respite services – short breaks away from home – which give people who otherwise wouldn’t have any time off work due to caring responsibilities some much-needed relief; as well as end of life planning advice so than when it comes time finally say goodbye forever…
The Fair Deal scheme offers long-term care for Irish residents.
Long-term care is any form of health care or support for people who are chronically ill or disabled. Long-term care can be provided in a variety of settings, ranging from home to residential facilities such as nursing homes and convalescent hospitals.
The Fair Deal scheme offers long-term care for Irish residents, including the following benefits:
- Funding towards the cost of residential care – You may be eligible for government funding towards your residential accommodation costs if you’re over 65 years old and need nursing or personal care.
- Personal assistant service – A personal assistant can help you with everyday tasks like dressing and bathing, but they’re not nurses or doctors—they’re there to provide help when needed. The amount of time spent on this kind of assistance is limited by law (the number of hours depends on your age).
We hope we’ve been able to demystify the Fair Deal scheme for you, and that now you can start thinking about how it might benefit your family. As always, if you have any questions about the Fair Deal scheme or want to discuss any other long-term care options with us, please feel free to get in touch.