Top Five Perks of Having the Bajaj Finserv Insta EMI Card

Perks of Having the Bajaj Finserv Insta EMI Card

Last Updated on June 10, 2023 by


By converting the cost of the transaction into straightforward, readily customizable No Cost EMIs, the Bajaj Finserv EMI Network Card can be used to buy various goods from various categories, such as smartphones, home appliances, furniture, travel, life care, etc. With these solutions, you can select an appropriate payback period without incurring foreclosure fees and take advantage of low or no down payments. The information below will tell you everything you need to know about the characteristics that make the EMI Network Card a practical payment option.

Top Benefits of having the Bajaj Finserv Insta EMI Card

Simple online and offline purchasing

Thanks to the large EMI Network, which consists of 1.2 lakh partner stores dispersed over 3,000+ locations and online merchants like Amazon, Flipkart, etc., Use the EMI Network Card on Bajaj Mall to purchase the newest electronics and other items. Take advantage of extra benefits like home delivery, no down payment, doorstep demos, etc., while shopping at your convenience from the comfort of your home with No Cost EMIs

The card also makes things simpler for offline customers. Use the Insta EMI Card to buy all of your preferred electronics and gadgets from various partner stores, like Vijay Sales, Croma, Reliance Digital, and others. You can also purchase goods from different lifestyle partners on EMI, such as furniture, fitness equipment, professional courses, and much more. It is possible to make secure purchases at Bajaj Finserv partner stores, including Amazon, Flipkart, Oppo, OnePlus, Pepperfry, etc. Use your No Cost EMI card today to make easy EMI purchases from any of the offline partner merchants across the country.

Pre-approved borrowing limits of up to Rs. 2 lakh with adaptable repayment terms

The pre-approved credit limit on the EMI Network Card is up to Rs. 2 lakh. With the No Cost EMI service, you can convert the cost of your purchase into easy EMI without any extra fees or unpleasant surprises. You may buy any one of more than 1 million products from a variety of categories, including computers, cell phones, air conditioners, washing machines, refrigerators, and much more, on No Cost EMIs using the Bajaj Finserv Insta EMI Card. The card comes with a pre-approved loan with a variable term of up to 24 months for a maximum of Rs. 2 lakh. 

Enjoy a 3 to 24 months repayment period that is handy and flexible. To make pricey purchases more affordable, many things can be bought with no down payment or a small deposit. There won’t be any costs if you foreclose on your loan after paying your first EMI. Variable tenures with durations between 3 and 24 months are available for repayment.

Enjoy a high purchasing capacity with a No/Low down Payment option

The No Cost EMI card requires no down payment and has a purchase limit of Rs. 2 lakh. You can also take advantage of several special offers and discounts to further reduce the cost of your purchase. 

The Insta EMI Card, with its low monthly payments, gives customers access to over a million goods and services. Both the down payment and the foreclosure fees are exempt.

It involves No foreclosure fees, simple access, with minimal documentation

Once you can validate your purchases with no or limited documentation, There is no need to show identification every time you make a purchase. You must apply for an EMI Network Card when you make your first purchase at one of the network partner retailers and provide a few simple documents. However, the Insta EMI Card does not require any documentation.

The Bajaj Finserv app gives you access to your EMI Network Card. You may check and manage your card via the Bajaj Markets app. It is always accessible from anywhere. You don’t need to carry your EMI Card around everywhere because it can be easily accessible on the Bajaj Finserv app or maintained online through the Bajaj Finserv customer Portal. The card sends an OTP to validate your transaction and permit you to make a secure purchase.

Do Affordable Shopping on EMI even without Credit Card

The Bajaj Finserv EMI Network Card is a unique EMI Card. That functions as a pre-approved loan and assists you in converting the cost of purchasing electronics. You can choose from a variety of household appliances, technology, and electronics for No Cost EMI, zero down payment, and doorstep delivery as part of the Bajaj Finserv EMI Network Card features. Therefore, apply for a Bajaj Finserv EMI Network Card today to receive a host of advantages!

Get instant access with 100% digital process by Bajaj Finserv Insta EMI Card today 

An Insta EMI Card can be obtained in only three simple steps using a 100% digital approach, and your card is instantly activated. The Insta EMI Card application process is fully digital and can be finished in a few minutes from your smartphone. Visit the website, enter the necessary information, and pay the joining fee, and your card will be ready. You can also apply for the card in an offline Bajaj Finserv partner store when buying any item. The Insta EMI Card application procedure is entirely digital, and the mobile app makes it simple to access your active card.


Overall, it can be concluded that this card has a lot of benefits and features to offer. Such as an instant pre-approval credit limit of up to Rs. 2 lakh, zero cancellation fees, no documentation requirements, zero loan foreclosure fees, simple repayment options, No Cost EMI, seamless use at partner establishments, and simple tracking of all transactions, loans, and repayments through Experia, the customer portal, or the Bajaj Markets App. Grab your card today.

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